Our Approach

At Catalyst we understand that our client’s priorities, needs, situations and goals vary enormously and that events can cause these to change at any time. Therefore we invest time with you to gain a thorough understanding of what your requirements are and we will help you explore areas that you may not have addressed and assess those that you have. We want to ensure that your current policies are appropriate and ensure that any plans put in place are relevant to you now and in the future. As your advisers we will be available to help you when things change in your life and offer advice and guidance.

Our Six Step Process.

Our service is based around you and your business. We will work with you over many years and generations and therefore we invest in you from our very first meeting where there is no charge or obligation on your part:

Step 1- Understanding You

The first step is to find out about you and for you to find out about us. We will ask questions and investigate your goals, objectives and financial plans by looking at what you want to achieve over the short, medium and long term. We will obtain information on your present investments, Wills and Plans and details of any other professionals you deal with.

Step 2- Needs Analysis and Goal setting

We will investigate and discuss your needs, goals and aspirations taking into account your present situation and looking at where you want to be in the future. Importantly we will work with you to assess your attitude to risk and set your priorities to ensure we achieve what is important to you within the risk you are willing to accept. Not only will we look at the risk you are willing to take on future plans but also the risk you are taking with present ones, often an eye opening moment! We will of course agree remuneration for our professional services with you before we proceed to step 3.

Step 3- Research and evaluation

The modern financial and investment market is constantly changing and as such it is hard for an individual to keep pace. However, with the powerful combination of our experience and modern technology we research the whole of the market to ensure the advice you receive is based on the best possible information specific to your circumstances.

Step4- Recommendation

Your adviser will spend time explaining what they have recommended and how it meets your needs, goals and aspirations. This will all be detailed in a suitability letter as a permanent record of our advice.

Step 5- Solutions

If you are happy with our recommendations we will put your financial plan into action. We will monitor all applications and confirm to you during the process what is happening. We will also agree regularities of future reviews and updates with you.

Step 6- Working with you for the future you deserve

We will be available when your circumstances or the economy changes, whatever your goals, concerns or aspirations we will be there to advise and help.