| Company | Rate | Min Loan | Max Loan | Open to | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Bank of Ireland (NI) | 1.0%/2.0% ABR | No minimum | £15K | Medical & Dental trainees. | ||||||
| Repayment Period | Up to 5 years, repayments deferred until first job commences. | |||||||||
| Bank of Ireland (NI) | 2.0% ABR | Negotiable | Negotiable | Trainee Accountants. | ||||||
| Repayment Period | Up to 4 years, repayments deferred for up to 12 months. | |||||||||
| Bank of Ireland (NI) | 2.0% ABR | £500 | £25K | BOI Graduate Current Account customers. | ||||||
| Repayment Period | Option of 2 payment free months each year. | |||||||||
| Bank of Ireland (NI) | 8.0% APR Fixed | £500 | £25K | BOI Graduate Current Account customers. | ||||||
| Repayment Period | Option of 2 payment free months each year. | |||||||||
| Bank of Ireland (NI) | 2.0% ABR | No minimum | £5K | Pharmaceutical graduates. | ||||||
| Repayment Period | Up to 3 years, repayments deferred until after graduation. | |||||||||
| Bank of Ireland (NI) | 2.0% ABR | No minimum | £1.5K | Computing Year 4 graduates. | ||||||
| Repayment Period | Up to 2 years, repayments deferred until after graduation. | |||||||||
| Bank of Ireland (NI) | 1.5% ABR | No minimum | £6K | Trainee solicitors at the Institute of Professional & Legal Studies. | ||||||
| Repayment Period | Up to 7 years, repayments deferred for up to 12 months. | |||||||||
| Barclays Bank | 12.9% APR | £500 | £10K | Graduates who apply within 2 years of graduation (3 years where a Graduate Additions account is held). | ||||||
| Repayment Period | Up to 5 years, (7 years for £5K and above), option to defer repayments for 3 months. | |||||||||
| Barclays Bank | 9.9% APR | £300 | £10K | Graduates and non-graduates taking further vocational training and studies for career development. | ||||||
| Repayment Period | Up to 5 years, repayment deferred for up to 1 month after end of course. | |||||||||
| First Trust Bank (NI) | 1.5% ABR | No minimum | £5,150 course fees + £4,850 | Trainee solicitors and barristers at the Institute of Professional & Legal Studies. | ||||||
| Repayment Period | Up to 7 years, repayments deferred for up to 18 months. | |||||||||
| First Trust Bank (NI) | 2.0% ABR | Neg | Neg | Graduates leaving full-time education. | ||||||
| Repayment Period | Up to 7 years. | |||||||||
| HSBC | 2.75% ABR | No minimum | £25K | Postgraduate/professional study. | ||||||
| Repayment Period | Under £15K = 1 to 5 years, £15K+ = 1 to 8 years. Repayments may be deferred for 6 months after course finishes | |||||||||
| HSBC | 8.9% APR | £5,000 | £25K | Graduates leaving full-time education - available up to 5 years after graduation. | ||||||
| Repayment Period | Fixed rate up to 8 years. | |||||||||
| HSBC | 2.0% ABR - Secured | £5K | £25K | Postgraduate/professional study. | ||||||
| Repayment Period | Under £15K = 1 to 5 years, £15K+ = 1 to 8 years. Repayments may be deferred for 6 months after course finishes | |||||||||
| Lloyds TSB | 9.9% APR Typical | £5,001 | £10K | Graduates leaving full-time education. | ||||||
| Repayment Period | Fixed rate up to 5 years, repayments may be deferred for up to 4 months. | |||||||||
| Lloyds TSB | 11.9% APR Fixed | £1,000 | £10K | Professional trainees. | ||||||
| Repayment Period | Fixed rate up to 5 years, repayments may be deferred for 48 months. | |||||||||
| Lloyds TSB | 11.9% APR Typical | £1,000 | £5K | Graduates leaving full-time education. | ||||||
| Repayment Period | Fixed rate up to 5 years, repayments may be deferred for up to 4 months. | |||||||||
| NatWest | 7.7% APR | No minimum | Course fees + up to 2/3rds of salary | Students studying for the Masters of Business Administration, on a course accredited by the Association of MBA's. | ||||||
| Repayment Period | Up to 10 years, repayments deferred for 3 mths. Fee 1% of loan to Association of MBA's. | |||||||||
| NatWest | 2.0% ABR | No minimum | £20K | 2nd year and above full-time undergraduate Professional trainees in selected professions. | ||||||
| Repayment Period | Up to 10 years, capital & interest repayment holidays available. | |||||||||
| NatWest | 8.4% APR Fixed | £1,000 | £15K | Graduates up to 3 years from the date of graduation. | ||||||
| Repayment Period | Up to 7 years (5 yrs if less than £10K), repayments deferred for up to 4 months. | |||||||||
| NatWest | 0.0% | No minimum | £2K | Graduates up to 3 years from the date of graduation. | ||||||
| Repayment Period | Up to 3 years, for consolidation of overdraft only. | |||||||||
| NatWest | 7.9% APR Fixed | No minimum | £25K | Full time Legal postgraduates (College of Law only). Part-time students can borrow up to the cost of course fees. | ||||||
| Repayment Period | Up to 10 years, capital & interest repayment holidays available. | |||||||||
| NatWest | 2.0% ABR | No minimum | £25K | Full time Legal postgraduates (College of Law only). Part-time students can borrow up to the cost of course fees. | ||||||
| Repayment Period | Up to 10 years, capital & interest repayment holidays available. | |||||||||
| NatWest | 7.9% APR Fixed | No minimum | £20K | 2nd year and above full-time undergraduate Professional trainees in selected professions. | ||||||
| Repayment Period | Up to 10 years, capital & interest repayment holidays available. | |||||||||
| Royal Bank of Scotland | 0.0% | £100 | £2K | Graduates leaving full-time education. | ||||||
| Repayment Period | Up to 3 years, for repayment of existing graduate overdraft only. | |||||||||
| Royal Bank of Scotland | 1.0% ABR | £1,000 | £15K | Medical, Dental, Veterinary, Chiropractic GCC accredited, Osteopathy trainees. | ||||||
| Repayment Period | Up to 7 yrs, repayments commence January the year following graduation/completion of course. | |||||||||
| Royal Bank of Scotland | 2.50% ABR/7.2% APR | £1,000 | £15K | Graduates leaving full-time education. | ||||||
| Repayment Period | 1 to 5 years if £9999 or less, 7 years if £10K and above, deferred for up to 9/12 months. | |||||||||
| Royal Bank of Scotland | 1.0% ABR | £1,000 | £15K | Legal Practice, CPE, PCDip, or Articled students (PCDip & LPC part-time students may also apply). | ||||||
| Repayment Period | Up to 9yrs from start of course, no repayment until Sept year following graduation, then 1st 12 mths int only | |||||||||
| The Co-operative Bank | 9.9% APR | £300 | £10K | To fund learning and training courses of up to 2 years to improve job skills or career prospects. | ||||||
| Repayment Period | Up to 5 years, repayments deferred for up to 1 month. | |||||||||
| Ulster Bank | 2.6% APR | No minimum | £7.5K | Professional Trainees. | ||||||
| Repayment Period | Completed within 5 years of further study. | |||||||||
| Ulster Bank | 2.6% APR | No minimum | £5K | Graduates leaving full time eduction or continuing education. | ||||||
| Repayment Period | If entering employment within 12 mths of graduation and 3 years. If further eductation deferrment for 2 years. | |||||||||
| Notes: |
|
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| Source: | www.moneyfacts.co.uk | |||||||||
| Rates correct as of: | 4 September 2010 | |||||||||
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